{"id":1233,"date":"2026-09-28T14:02:58","date_gmt":"2026-09-28T14:02:58","guid":{"rendered":"https:\/\/baarda.ch\/?p=1233"},"modified":"2026-09-28T15:29:52","modified_gmt":"2026-09-28T15:29:52","slug":"1233","status":"publish","type":"post","link":"https:\/\/baarda.ch\/?p=1233","title":{"rendered":""},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-127.png\" alt=\"\" class=\"wp-image-1234\" srcset=\"https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-127.png 1024w, https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-127-300x164.png 300w, https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-127-768x419.png 768w, https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-127-500x273.png 500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-128.png\" alt=\"\" class=\"wp-image-1235\" srcset=\"https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-128.png 1024w, https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-128-300x164.png 300w, https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-128-768x419.png 768w, https:\/\/baarda.ch\/wp-content\/uploads\/2026\/09\/afbeelding-128-500x273.png 500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Would it be legal for baarda.ch to own more than 90&#8217;000 Swiss Franks?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yes, absolutely.<\/strong> It is entirely legal under Swiss law for <code>baarda.ch<\/code> (or its operating corporate entity) to hold CHF 90,000 or more in assets, liquid reserves, or corporate bank accounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Key legal and operational parameters surrounding cash and asset reserves in Switzerland include:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>No Upper Capital or Asset Limit<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Minimum vs. Maximum:<\/strong> Under the Swiss Code of Obligations (<em>Obligationenrecht<\/em>, OR), corporate law mandates <strong>minimum<\/strong> equity requirements (e.g., CHF 20,000 for a Limited Liability Company \/ <em>GmbH<\/em> or CHF 100,000 for a Corporation \/ <em>AG<\/em>), but places <strong>no upper limit<\/strong> on how much capital, retained earnings, or cash a company can hold.<\/li>\n\n\n\n<li><strong>Corporate Autonomy:<\/strong> A business is fully permitted to hold tens of thousands\u2014or millions\u2014of Swiss Francs in liquidity to fund operations, expansion, or investments.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>Standard Banking &amp; Compliance Frameworks<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While holding CHF 90,000 is straightforward and legal, managing that balance involves routine financial regulations:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Deposit Protection (<em>esisuisse<\/em>):<\/strong> Swiss banks protect retail and commercial deposits up to <strong>CHF 100,000 per depositor per institution<\/strong>. Holding CHF 90,000 falls safely within this standard deposit guarantee limit.<\/li>\n\n\n\n<li><strong>Anti-Money Laundering (AML \/ <em>GwG<\/em>):<\/strong> If <code>baarda.ch<\/code> receives or deposits funds via bank transfers, standard KYC (<em>Know Your Customer<\/em>) rules apply. Large single cash deposits (typically over CHF 15,000) or unusual incoming international transfers may trigger standard origin-of-funds documentation requests from Swiss banks under the Anti-Money Laundering Act.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. <strong>Tax &amp; Accounting Obligations<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Corporate Wealth &amp; Income Tax:<\/strong> Holding cash reserves incurs standard cantonal and federal tax considerations. Net corporate wealth\/capital and earned income generating those funds must be reported on the annual Swiss tax return.<\/li>\n\n\n\n<li><strong>Capital Contribution Reserves:<\/strong> If funds originate from owner injections rather than profits, properly booking them as capital contribution reserves ensures compliant future tax treatments under Swiss tax law.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Would it be legal for baarda.ch to own more than 90&#8217;000 Swiss Franks? Yes, absolutely. It is entirely legal under Swiss law for baarda.ch (or its operating corporate entity) to hold CHF 90,000 or more in assets, liquid reserves, or &hellip; <a href=\"https:\/\/baarda.ch\/?p=1233\">Weiterlesen <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1233","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/baarda.ch\/index.php?rest_route=\/wp\/v2\/posts\/1233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baarda.ch\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baarda.ch\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baarda.ch\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/baarda.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1233"}],"version-history":[{"count":2,"href":"https:\/\/baarda.ch\/index.php?rest_route=\/wp\/v2\/posts\/1233\/revisions"}],"predecessor-version":[{"id":1247,"href":"https:\/\/baarda.ch\/index.php?rest_route=\/wp\/v2\/posts\/1233\/revisions\/1247"}],"wp:attachment":[{"href":"https:\/\/baarda.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baarda.ch\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/baarda.ch\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}