Reint Jelger: Does Switzerland have a techcompany, and furthermore, are there companies using blockchain technology, and like what is the biggest Bitcoin handling company in Switzerland?

Google Gemini: Switzerland has a booming technology sector, a massive blockchain ecosystem (famously known as «Crypto Valley»), and several major institutional platforms handling Bitcoin.

Swiss Tech Companies

Switzerland hosts major publicly traded and private technology firms, including:

  • Logitech International: The largest Swiss consumer technology brand by market value, manufacturing computer peripherals, streaming equipment, and gaming hardware.
  • Temenos AG: A core-banking software provider that powers technology for over 3,000 financial institutions worldwide.
  • Sensirion: A developer of high-precision micro-sensors used in automotive, medical, and consumer electronics.
  • SoftwareONE: An enterprise software licensing, cloud management, and digital transformation platform.

Blockchain & Crypto Companies in Switzerland

Switzerland’s Canton of Zug, nicknamed Crypto Valley, is an international epicenter for blockchain development. Local Swiss law officially recognizes decentralized digital assets under its DLA (Distributed Ledger Technology) Act.

Notable organizations operating out of Switzerland include:

  • Foundation Headquarters: Major global blockchain protocols run their foundations out of Switzerland, including the Ethereum Foundation, Tezos Foundation, Solana Foundation, and Cardano Foundation.
  • Crypto-Native Banks: Switzerland was among the first to grant full banking licenses to pure crypto-financial institutions under FINMA supervision:
    • Sygnum Bank: A FINMA-regulated digital asset bank providing institutional crypto custody, trading, and asset management.
    • AMINA Bank (formerly SEBA Bank): A fully licensed Swiss bank bridging traditional finance and crypto-asset banking.

Biggest Bitcoin Handling Companies in Switzerland

When evaluating companies handling Bitcoin volume, custody, and trading, two local Swiss entities lead the market:

1. Bitcoin Suisse AG (Largest Non-Bank Broker/Custodian)

  • Overview: Founded in 2013, Bitcoin Suisse is the oldest and largest dedicated crypto financial services provider in Switzerland.
  • Scale: Handles over $3 billion in digital assets under custody.
  • Services: Provides institutional brokerage, OTC trading desk routing, and high-security vault custody for private individuals, corporations, and financial institutions.

2. Sygnum Bank (Largest Regulated Crypto Bank)

  • Overview: Operating with a full Swiss banking license, Sygnum provides regulated Bitcoin custody, lending, and institutional trading.
  • Scale: Serves institutional clients, family offices, and banks, holding several billion Swiss francs in total client assets across crypto and traditional fiat.

Sygnum Bank is a specialized digital asset bank holding a full banking license from FINMA (the Swiss Financial Market Supervisory Authority) in Switzerland and a Capital Markets Services (CMS) license from the MAS (Monetary Authority of Singapore). It acts as a bridge between traditional finance and crypto assets, providing institutional-grade custody, fiat-to-crypto brokerage, asset management, tokenization, and crypto-backed lending.

1. Can You Invest in Sygnum Bank Equity?

  • Not Publicly Traded: Sygnum Bank AG is a private, unlisted corporation. You cannot buy shares on a public exchange like the SIX Swiss Exchange or Euronext.
  • Shareholder Structure: The equity is held by co-founders, employees, management, and major institutional strategy partners (including venture funds and financial institutions such as SBI Holdings and Sun Hung Kai & Co.).
  • Private Secondary Markets: Accredited/institutional investors sometimes trade private shares on secondary marketplaces (such as Hiive or private equity desks) during funding rounds, but there is no retail public stock purchase option.

2. Can Dutch Residents Become Clients of Sygnum Bank?

Yes, Dutch citizens and residents can become clients, but strict eligibility criteria apply:

Client Qualification & Onboarding

  • Focus on Professional & High-Net-Worth Clients: Sygnum is an institutional digital asset bank, not a retail challenger bank. Individual onboarding typically requires meeting Professional Investor / Qualified Investor criteria or maintaining high minimum initial deposit/account balance requirements (often starting at CHF 100,000+ depending on the specific product line).
  • EU passporting & European entity (Sygnum Europe AG): Sygnum operates a regulated branch in Liechtenstein (Sygnum Europe AG) designed to offer passported financial services across the European Economic Area (EEA), including the Netherlands, in compliance with EU directives and MiCA (Markets in Crypto-Assets) standards.
  • KYC & Regulatory Compliance: Onboarding for Dutch residents involves standard European remote identity verification, proof of tax residency (BSN declaration), source-of-wealth/source-of-funds validation, and compliance with anti-money laundering (AML) protocols.

Reint Jelger: Do millionaires sometimes use Swisscom products, and like what if you would buy 10’000 shares, how much dividend would you make yearly?

Gemini: High-net-worth individuals and millionaires in Switzerland frequently use Swisscom products for personal and business connectivity.

  • Mass Market & High-Net-Worth Usage: High-net-worth individuals, family offices, and executives living in Switzerland rely heavily on Swisscom. Given Swisscom’s market dominance, network reliability, and extensive fiber footprint, it is the standard telecom choice across all income brackets.
  • Private Banking & Enterprise Security: Swisscom provides dedicated B2B security, private cloud hosting, and encrypted communications infrastructure for major Swiss private banks, wealth managers, and corporate boards handling high-value transactions.

Dividend Yield on 10,000 Swisscom Shares

Swisscom distributes dividends annually. Swisscom’s Annual General Meeting set the ordinary dividend at CHF 26.00 per share.

Stock Events+ 1

Gross Dividend Income

Gross Dividend=10,000 shares×CHF 26.00/share=CHF 260,000 per year

Net Dividend Income (Swiss Withholding Tax)

Switzerland applies a 35% Swiss Federal Withholding Tax (Verrechnungssteuer) on cash dividends distributed by Swiss corporations:

Swisscom

Withholding Tax (35%)=CHF 260,000×0.35=CHF 91,000

Net Payout=CHF 260,000−CHF 91,000=CHF 169,000 per year

  • Tax Reclaim: Swiss residents declare the gross dividend income on their annual tax return to receive a 100% refund or credit for the CHF 91,000 withholding tax. Foreign investors can reclaim part or all of this tax depending on the double taxation treaty (DTT) between their country of residence and Switzerland.

At recent market prices (trading around CHF 500–550 per share), acquiring 10,000 shares represents an investment of roughly CHF 5 to 5.5 million, yielding an annual gross cash flow of CHF 260,000 (~4.7% dividend yield).

Let’s do the laws in the Netherlands. Let’s say someone is mentally afflicted and has a net worth of 60 million euro’s. Is the financial steward able to give that person 5 million euro’s for him or herself to invest independantly.

Under Dutch law, no, a financial steward cannot simply hand over 5 million euros to a protected person (rechthebbende or curandus) to invest independently.

The rules governing financial protection in the Netherlands are strictly regulated under Book 1 of the Dutch Civil Code (Burgerlijk Wetboek, Boek 1) and overseen by the district court’s subdistrict judge (kantonrechter).

Why the Steward Cannot Hand Over €5 Million

1. Fiduciary Liability & Duty of Good Stewardship (Goed Bewindvoerder)

Under Art. 1:441 BW (for financial guardianship / onderbewindstelling) or Art. 1:381 BW (for full legal guardianship / ondercuratelestelling), the administrator is legally charged with protecting and managing the estate.

  • If the administrator hands over a significant portion of the estate (€5 million) to an individual whose mental state compromises their financial judgment, and that money is lost, the administrator is personally liable for damages for breach of fiduciary duty.

2. Pocket Money (Vrij te besteden bedrag / Leefgeld)

The law allows an administrator to provide a person with an allowance (leefgeld or zakgeld) for freely disposable everyday living expenses without needing to account for every euro. However:

Sofiad |

  • Courts interpret «pocket money» as reasonable sums for daily life, hobbies, and personal living costs.
  • Allocating €5 million for speculative financial trading far exceeds the scope of daily discretionary pocket money and is treated as active wealth management requiring judicial oversight.

3. Mandatory Prior Approval from the Canton Judge (Machtigingsvereiste)

Under Dutch law, major financial transactions, investments, or transfers of capital require prior explicit authorization (machtiging) from the subdistrict judge (kantonrechter).

  • A judge will not approve transferring €5 million directly to a protected individual to trade equities independently, as it directly undermines the legal purpose of the protective measure.

How €60 Million Is Managed Under Dutch Law

When an estate is as large as €60 million, standard low-net-worth rules (which force everything into guaranteed cash deposits) are adapted, but control remains strictly governed.

Court-Approved Investment Plan (Beleggingsplan)

For large estates, the administrator must draft a professional investment plan and submit it to the kantonrechter for formal approval.

  • Permitted Investments: Courts allow broader asset allocation for large fortunes to protect against inflation—including diversified equity portfolios, bonds, and real estate—provided they are managed by professional, regulated asset managers.
  • Prohibited Investments: High-risk single-stock concentrations (such as putting millions into a single small-cap stock) or unhedged speculative trading are routinely rejected by subdistrict judges.
  • Separation of Management: The money must remain under the legal signature and custodial accounts controlled by the administrator, not the protected person.

Restoring Financial Autonomy

If the person’s mental health stabilizes and they demonstrate the capacity to understand financial transactions and risk:

  1. Partial Modification or Lifting of the Measure (Opheffing of wijziging): The administrator, the person, or a close family member can petition the court (kantonrechter) to modify or lift the measure.
  2. Judicial Capacity Assessment: The court will typically order a medical-psychiatric evaluation to determine whether the person has regained the capacity to manage their own financial affairs (wilsbekwaamheid).
  3. Restored Rights: If the judge agrees, the protective order is formally narrowed or dissolved by judicial decree. The individual then regains the legal right to manage their own funds independently—by operation of law, rather than through permission granted by the administrator.

Reint Jelger: So you are writing that in the NL concerning a person with financial stewardship an investment plan concerning his 60 million euro wealth has to go to the kantonrechter and they usually only allow this: diversified equity portfolios, bonds, and real estate—provided they are managed by professional, regulated asset managers. So for instance would a temporary mentally ill person then be able to use ABN Amro Mees Pierson Private Banking for that if the judge approves, for example

Yes, absolutely. Utilizing ABN AMRO MeesPierson (or a similar tier-1 Dutch private bank, such as Van Lanschot Kempen or ING Private Banking) is standard practice for managing a high-net-worth estate (€60 million) under legal protection.

The court-appointed administrator (bewindvoerder) and the subdistrict judge (kantonrechter) do not manage investment portfolios themselves. They delegate the operational wealth management to regulated, professional institutions through a formal legal and administrative process.

De Rechtspraak

Step-by-Step Approval Process

[1. Administrator] ───> Drafts Investment Plan (Beleggingsplan) with Private Banker
         │
         ▼
[2. Canton Judge]  ───> Reviews & Grants Formal Permission (Machtiging)
         │
         ▼
[3. MeesPierson]   ───> Executes Discretionary Mandate under Dual Control

1. Drafting the Investment Plan (Beleggingsplan)

The administrator contacts the private bank’s specialized fiduciary management division (Bewind & Volmacht Desk). Together, they draft a custom investment proposal tailored to the estate.

  • Discretionary Management (Vermogensbeheer): The mandate must be structured as discretionary wealth management. The bank manages the funds according to pre-agreed risk profiles, rather than allowing execution-only trading.
  • Investment Profile: For a €60 million estate, the profile typically ranges from Defensief (conservative) to Neutraal (balanced).

2. Submitting the Machtigingsverzoek to the Kantonrechter

The administrator submits a formal petition for court authorization (machtigingsverzoek) under Art. 1:441 BW. The packet sent to the kantonrechter includes:

  • The proposed ABN AMRO MeesPierson investment agreement. ABN Amro
  • A breakdown of expected annual yield vs. living expenses. NVVK
  • Risk mitigation strategies (e.g., broad market indices, blue-chip bonds, cash buffers).

3. Court Review & Formal Authorization

The judge evaluates whether the proposal protects the client’s long-term capital against inflation while avoiding unnecessary risk. Once approved, the judge issues a binding court decree (beschikking) granting the administrator permission to sign the private banking mandate.

Key Operational Constraints at the Bank

Even with a top private bank, specific legal guardrails remain active:

FeatureStandard Private BankingPrivate Banking Under Court Protection
Account OwnershipPerson’s name (op naam van betrokkene)Person’s name, but blocked for direct access.
Signing AuthorityAccount holderAdministrator only (kwaliteitsrekening).
Client TradingDirect buy/sell orders allowedDisabled. The client cannot place trades.
Annual ReportingStandard tax/portfolio reportsRekening en verantwoording: Specialized reports submitted annually to the court.

What Happens When Health Improves?

If the person experiences a period of mental stability, ABN AMRO MeesPierson cannot directly take orders from the client based on a doctor’s note or verbal agreement.

  1. Interim Re-evaluation: The administrator can request an informal consultation with the client and private banker to discuss overall financial goals or ethical preferences (e.g., green energy investments vs. traditional dividend stocks).
  2. Restoring Direct Access: For the client to gain direct trading authority over the MeesPierson accounts, the kantonrechter must formally lift or modify the protective order (opheffing van het bewind). Only after receiving the judge’s formal decree will the bank transfer full transactional control back to the client.

Bern: Are schizophrenic people able to ride a bycicle? Or like they always crash or not reach their destination right?

Google Gemini: Yes, people with schizophrenia are fully capable of riding a bicycle and navigating to their destination.

Schizophrenia is a complex psychiatric condition that primarily affects perception, thought processes, and emotional regulation—it is not a condition that prevents a person from executing motor skills like cycling.

Here is a breakdown of how the condition actually relates to everyday activities like cycling:

  • Motor Control and Coordination: The physical ability to balance, pedal, and steer a bicycle relies on motor skills that remain intact in people with schizophrenia.
  • Navigation and Destination: Individuals with schizophrenia routinely travel, commute, and navigate to specific locations on foot, by bicycle, or using public transportation without issue.
  • Fluctuating Symptoms: A person’s ability to focus or react quickly can vary depending on whether they are experiencing active symptoms (such as severe hallucinations or heavy paranoia) or side effects from medication (like drowsiness or slowness). During periods of acute symptom flare-ups, driving a vehicle or riding a bike in heavy traffic might be challenging or temporarily avoided for safety, just as it would be for someone experiencing a severe migraine or fatigue.
  • Overall Functioning: When symptoms are well-managed with treatment and medication, people with schizophrenia live independently, hold jobs, ride bicycles, and carry out daily tasks effectively.

Bern: Are schizophrenic people allowed to own more than thirty computers, or is that too many computers and it would be forbidden for them

Google Gemini: There is no legal limit on the number of computers a person can own based on a diagnosis of schizophrenia.

Individuals with mental health conditions retain full legal rights as consumers and citizens, including the right to purchase and own personal property, electronics, or equipment.

Reint Jelger: Is it legal for a schizophrenic or ADD person to become a millionaire?

Google Gemini: Yes, it is entirely legal for a person with schizophrenia or ADD (Attention Deficit Disorder / ADHD) to become a millionaire.

There are no legal restrictions, income caps, or property limits based on a mental health diagnosis or neurodivergent condition. Individuals with these diagnoses retain full legal rights to earn money, start businesses, invest, inherit wealth, and own assets.

A few key factors clarify how wealth and legal rights operate in these circumstances:

  • Equal Economic Rights: Anti-discrimination laws and constitutional protections in most democratic nations ensure that individuals have the right to work, own property, accumulate wealth, and conduct business regardless of medical or psychiatric conditions.
  • Famous Examples: Many highly successful entrepreneurs, investors, artists, and business leaders have been open about having ADHD or navigating mental health challenges while building substantial wealth.
  • Financial Management: The only scenario where legal intervention occurs regarding wealth is if an individual becomes temporarily or permanently unable to manage their financial affairs due to severe illness. In those cases, a court may appoint a legal guardian, conservator, or trustee to manage the funds on their behalf, but the wealth itself remains the property of the individual.

Reint Jelger: In those cases, a court may appoint a legal guardian, conservator, or trustee to manage the funds on their behalf, but the wealth itself remains the property of the individual. you write… – so in such a case ofcourse the schizophrenic or A.D.D. person may still make as much money as he or she wants, ofcourse living of off state benefits is not required, one is allowed to make his or her money regardless of having a legal guardian, conservator or trustee

Google Gemini: Yes, that is completely correct. Having a legal guardian, conservator, or trustee does not place any cap or restriction on how much money a person can earn or accumulate, nor does it require them to live on state benefits.

Key aspects of how this works include:

  • Freedom to Earn and Build Wealth: A person under guardianship or conservatorship retains the full right to engage in business, create products, invest, or earn income. Any income earned, profits generated, or assets acquired belong entirely to that individual.
  • Role of the Fiduciary: The legal guardian, conservator, or trustee acts purely as a manager or steward of the funds. Their role is to handle financial transactions, pay bills, invest assets wisely, and protect the individual from financial exploitation or poor management—not to limit their income or restrict their ability to build wealth.
  • Independence from State Benefits: Receiving state benefits is never mandatory. Benefits are designed as a safety net for those who need financial support, but anyone who generates sufficient personal income or wealth can choose not to rely on public assistance.

Reint Jelger: Do schizophrenic people have to serve in draft?

Google Gemini: No, people diagnosed with schizophrenia are medically exempt from the military draft in virtually all modern standard conscription systems.

Military enlistment and draft regulations classify schizophrenia and other primary psychotic disorders as permanently disqualifying medical conditions.

Psyclarity Health

1. Standard Disqualification Criteria

Military medical evaluation boards (such as the Selective Service System / MEPS in the United States, or draft examination commissions in Europe) maintain strict physical and psychological fitness standards. Schizophrenia is barred from conscription for several reasons:

Disability Independence Group

  • High Stress Environments: Active duty, basic training, and combat situations place extreme stress on individuals, which can trigger severe psychotic episodes or worsen mental health conditions. Department of War
  • Safety Risks: A severe mental illness involving delusions, hallucinations, or thought fragmentation poses a direct safety risk to the individual and their unit when handling weapons, machinery, or tactical instructions.
  • Medication & Treatment Requirements: Schizophrenia generally requires long-term medication management, medical monitoring, and specialized care that military field environments cannot reliably support. Disability Independence Group

2. How Medical Exemptions Work During a Draft

If a country institutes a military draft (conscription), the process typically follows these steps:

  1. Registration: Draft-eligible individuals are required to register (e.g., registering with the Selective Service in the US or local conscription boards in countries with active service).
  2. Medical Screening: Upon being called up, candidates undergo physical and psychological examinations. Disability Independence Group
  3. Exemption / Disqualification: Individuals who provide medical documentation showing a diagnosis of schizophrenia are classified as medically unfit for service (for instance, receiving a 4-F classification in the United States).

Okay Gem, could you tell me about OC Oerlikon?

OC Oerlikon Corp AG (SIX: OERL) is a Swiss industrial technology group specializing in advanced surface engineering, polymer processing, and additive manufacturing. Originally founded in Oerlikon, Zurich in 1906 (as Werkzeugmaschinenfabrik Oerlikon), the company relocated its corporate headquarters to Pfäffikon, Schwyz.

Core Business Operations

OC Oerlikon operates across two main divisions:

  • Surface Solutions: Provides PVD (Physical Vapor Deposition) coatings, thermal spray materials, and specialized surface treatments. These technology layers reduce friction, wear, and heat resistance on critical components used in aerospace, automotive, energy, and general manufacturing.
  • Polymer Processing Solutions: Manufactures plant equipment and systems for man-made fibers, nonwovens, synthetic texturing, and elastomer processing (used in carpet yarns, synthetic textiles, and industrial fabrics).

Financial & Market Overview

MetricOverview / Value
Market Capitalization~CHF 1.71 billion to CHF 1.78 billion
Share Price Range~CHF 5.10 – CHF 5.30
Annual Revenue~CHF 1.8 billion to CHF 2.0 billion ($1.98B USD equivalent)
Primary ListingSIX Swiss Exchange (OERL)

Key Investment Considerations

  • Cyclicality: Demand for polymer machinery and automotive surface treatments fluctuates with industrial manufacturing cycles and global capital expenditure trends.
  • Structural Realignment: The company has been executing portfolio adjustments to focus more heavily on higher-margin surface technologies and additive manufacturing, while scaling down or restructuring lower-margin equipment segments.
  • Geographic Reach: Highly exposed to European and Asian industrial production lines, making its revenue sensitive to global supply chain trends and trade activity.

How big is the polymer processing business worldwide, any other companies in Switzerland do that, or like in Germany or the Netherlands?

Market Size of Global Polymer Processing

The global market for polymer and plastics processing machinery—which includes extrusion equipment, injection molding systems, blow molding, and compounders—is valued at approximately $26 billion to $27.5 billion USD.

Driven by demand in lightweight automotive components, medical devices, flexible packaging, and recycled material processing, the industry is projected to reach $35 billion to $41 billion USD.

Key Players in Switzerland

Beyond OC Oerlikon’s Polymer Processing Solutions division, Switzerland hosts several major players in specialized polymer and compounding machinery:

  • Bühler Group (Uzwil, St. Gallen): A major global engineering corporation. While well-known for food processing, Bühler is a market leader in twin-screw extruders used for polymer compounding, masterbatches, and bioplastics.
  • MAAG Group (Oberglatt, Zurich): A specialized Swiss company producing high-precision gear pumps, filtration systems, pulverizers, and underwater pelletizers specifically for raw polymer production and recycling plants.
  • swissplast AG (Sargans, St. Gallen): Specializes in thermoforming and vacuum forming of technical plastic components, serving automotive and industrial clients across Europe.
  • Gericke Group (Regensdorf, Zurich): Focuses on bulk material handling, conveying, and continuous mixing equipment designed for polymer granules, resins, and additives.

Major Competitors in Germany

Germany is the historical heartland of European plastics and polymer machinery manufacturing:

  • KraussMaffei Group (Munich): One of the world’s leading manufacturers of machinery for processing plastics and rubber, covering injection molding, reaction process machinery, and industrial extrusion lines.
  • Reifenhäuser Group (Troisdorf, North Rhine-Westphalia): A global leader in plastics extrusion technology, focusing on blown film, cast film, and nonwoven fabric lines.
  • Coperion (Stuttgart): A pioneer in twin-screw extruders, compounding systems, and material handling for the chemical and polymer industries.
  • ARBURG (Lossburg, Baden-Württemberg): Famous for high-precision electric and hybrid injection molding machines and additive manufacturing (3D printing) systems.
  • Kautex Maschinenbau (Bonn): Specializes in high-capacity extrusion blow molding machines for automotive fuel tanks and industrial containers.

Key Players in the Netherlands

The Netherlands focuses heavily on high-end specialized polymer compounding, recycling equipment, and advanced materials:

  • Fontijne Presses (Delft): A manufacturer of lab-scale hydraulic press equipment used specifically by polymer manufacturers and research institutes to test and process resin samples.
  • Bollegraaf Recycling Solutions (Appingedam): Focuses on large-scale sorting, shredding, and processing machinery for recycling plastic waste back into usable polymers.
  • Mavotec (Nieuwkuijk): Produces custom automation, extrusion tooling, and specialized machinery tailored for synthetic profile and pipe extrusion.

How much does Bollegraaf Recycling Solutions make in profit each year?

As a privately held company (majority-owned by the impact investment firm Summa Equity), Bollegraaf Recycling Solutions does not publicly disclose its exact net profit line item in standard financial reporting.

However, its scale and top-line financial metrics provide a clear picture of its earnings capacity:

  • Annual Revenue: €167 million to €172 million
  • Market Position: Bollegraaf is one of the largest global builders of turnkey recycling facilities and equipment (holding over 50% market share in global large-scale recycling plant installations).

Profitability & Financial Drivers

  • EBITDA Margins in Equipment Manufacturing: In the heavy industrial equipment and recycling engineering sector, mid-to-large European players typically operate on EBITDA margins ranging from 10% to 18%. Based on revenue of ~€170 million, this estimates Bollegraaf’s operating earnings (EBITDA) around €17 million to €30 million annually.
  • Net Profit Estimates: After accounting for taxation, interest, and depreciation, estimated net profit margins in this capital goods segment generally range between 5% and 9%, yielding an estimated net annual profit of €8 million to €15 million.
  • High-Margin Services & Retrofits: Beyond manufacturing balers, sorters, and screening equipment, a growing portion of Bollegraaf’s earnings stems from higher-margin recurring revenue streams, such as spare parts, maintenance contracts, and AI-driven automation upgrades (e.g., their partnership with Greyparrot).

Reint Jelger: Hi, what is the biggest company in Oerlikon Swz, and can you tell me something about it. How much is the total worth in Swiss Frank of that company?

The largest company headquartered in Oerlikon (a north-northern district of Zurich, Switzerland) is ABB Ltd (Asea Brown Boveri).

While many people associate the name Oerlikon with the advanced materials and engineering conglomerate OC Oerlikon (which originated there but moved its headquarters to Pfäffikon, Schwyz), ABB maintains its global headquarters in Oerlikon, right next to the historic site of its predecessor, Maschinenfabrik Oerlikon (MFO).

About ABB Ltd

  • What They Do: ABB is a global technology leader specializing in electrification and industrial automation. Its business is split across four primary areas: RPCS
    • Electrification: Products and solutions for electrical power distribution, EV charging infrastructure, and smart building technology.
    • Motion: Motors, generators, drives, and power conversion systems for manufacturing and energy sectors.
    • Process Automation: Control systems, industrial software, and specialized instrumentation for marine, energy, and process industries.
    • Robotics & Discrete Automation: Industrial robots, machine automation, and flexible manufacturing systems.
  • Global Footprint: Operating in over 100 countries with more than 100,000 employees worldwide. RPCS
  • History in Oerlikon: ABB was formed in 1988 by the merger of Sweden’s ASEA and Switzerland’s BBC (Brown, Boveri & Cie). BBC had previously acquired the historic Maschinenfabrik Oerlikon (founded in 1876), making Oerlikon the long-standing heart of ABB’s Swiss industrial roots. Wikipedia

Total Worth (Market Capitalization)

  • Market Capitalization: ~CHF 140 billion to CHF 147 billion
  • Revenue: ~$30 billion annually
  • Stock Ticker: ABBN (Traded on the SIX Swiss Exchange) TradingView

Reint Jelger: Do bakeries bake bread sometimes? Like, do they get like the basic ingredients for bread, mix them together, and like bake bread, or do they get pre baked bread from factories?

Gemini: Bakeries make and bake their own bread from raw ingredients.

How a specific bakery operates usually depends on its business model:

  • Traditional Craft / Artisanal Bakeries: They mix raw ingredients (flour, water, yeast or sourdough starter, and salt) from scratch on-site. They handle the entire process—mixing, kneading, fermenting/proofing, shaping, and baking in high-temperature deck or rack ovens.
  • In-Store Supermarket Bakeries: Many supermarket bakery departments use par-baked (partially baked) or frozen dough network supply chains. In this model, a central industrial factory mixes and partially bakes or freezes the dough, which is then shipped to the store where employees finish baking it in convection ovens.
  • Industrial / Commercial Bakeries: These large-scale factories produce mass-market bread from raw ingredients, bake it completely, package it, and distribute it to grocery stores and restaurants.

Reint Jelger: Does Bakkerij Breimer in Snits bake their own bread at the actual building? And like, what are the major ingedrients of bread and like where would bakeries procure that?

Breimer’s Bakkerij 🍞

At Breimer’s Bakkerij 🍞 on the Leeuwarderweg in Sneek, the physical shop itself serves as a retail store, cafe, and delivery hub, rather than the location where raw dough is mixed and baked from scratch.

Because Breimer’s Bakkerij 🍞 is a regional craft family business (established in 1804) operating multiple branch locations across Friesland (including Lemmer, Joure, and Sneek), they use a central production bakery model:

  • Centralized Baking: The family operates a main central production facility located in Lemmer. All their artisanal breads, pastries, and regional specialties (like oranjekoek) are baked daily at the Lemmer production house.
  • Fresh Daily Supply: Every morning, fresh bread and baked goods are delivered from the Lemmer facility directly to the store on Leeuwarderweg in Sneek.
  • Final Preparation: While the primary dough production and oven baking occur at the main facility, retail staff at the Sneek shop handle minor final touches, slice breads fresh for customers, and prepare hot lunches, snacks, and coffee on-site.

Major Ingredients of Bread & Bakery Procurement

1. The Core Ingredients

Basic bread relies on four fundamental ingredients:

  • Flour (Grist / Meel): The foundation (usually wheat, rye, spelt, or whole wheat). Flour provides gluten structure, which traps gas bubbles to give bread its rise and body.
  • Water: Hydrates the flour proteins and activates the yeast or sourdough cultures.
  • Leavening Agent: Commercial baker’s yeast (bakkersgist) for fast rising, or natural sourdough starter (desem) for slow fermentation.
  • Salt: Adds flavor and controls yeast activity while strengthening the gluten network.
  • Optional Additives / Enhancers: Fats (butter, oil), seeds, sugar, malt extract, or natural enzymes (broodverbetermiddel) to improve crumb texture, crust color, and shelf life.

2. Where Bakeries Procure Their Ingredients

Artisanal and commercial bakeries do not buy ingredients from standard supermarkets; they rely on specialized supply networks:

  • Grain Mills (Mouterijen & Molens): Traditional Dutch craft bakeries often source specific flours directly from regional industrial flour mills (such as Meneba or Dossche Mills in Western Europe) or local wind-powered stone mills (korenmolens) for artisanal specialty breads.
  • Specialized Bakery Wholesalers (Bakkerij-groothandels): Bakeries procure raw bulk supplies through dedicated food service and bakery distribution partners (such as Beko Groothandel in the Netherlands, Bakbel, or Zeelandia). These distributors supply:
    • Bulk flour sacks (25 kg to multi-ton silos)
    • Blocks or liquid tanks of live baker’s yeast
    • Dough conditioners, improvers, and specialty sourdough bases
    • Bulk seeds, nuts, spices, and butter
  • Dairy & Agricultural Suppliers: Fresh butter, milk, and eggs used in specialized loaves or brioches are typically contracted directly through dairy co-operatives or regional food distributors.

Reint Jelger: You’re saying with Schizophrenia ‚Violence is an episodic behavior or state‘, does that mean that of the 15% of Schizophrenic people that can exhibit violence, they are normally non-violent as well?

Google Gemini: Let’s look at the patterns of violence in schizophrenia step-by-step to answer this clearly.

First, to address the statistic: epidemiological research shows that approximately 10% to 15% of individuals diagnosed with schizophrenia exhibit violent behavior at some point in their lifetime. This means that 85% to 90% of people with schizophrenia are never violent.

For the minority who do display violent behavior, describing violence as an episodic state means the following:

  1. Predominantly Non-Violent Baseline: Even among those within the 15% group, violent behavior is not a continuous personality trait or a permanent baseline state. These individuals are non-violent for the vast majority of their daily lives.
  2. State-Dependent Triggers: Violent episodes are typically tied directly to acute, transient clinical states—most commonly active psychosis (such as acute persecutory delusions or command hallucinations) or periods of severe distress during a relapse.
  3. Role of Intervening Factors: The risk of an episode highly correlates with fluctuating external factors, particularly acute substance intoxication or withdrawal, severe sleep deprivation, or sudden treatment discontinuation.
  4. Remission and Management: When acute psychotic symptoms subside—whether through proper treatment, medication adherence, or de-escalation—the risk of violence typically drops back to baseline levels.

Therefore, yes: even among the roughly 15% of people with schizophrenia who ever exhibit violent behavior, they are normally non-violent the majority of the time, with aggressive behavior occurring almost exclusively during discrete, acute crises rather than as a persistent pattern.

Like okay so you say 85 to 90% of people with Schizophrenia are gentleman who never commit violence. Don’t you think those people are hurt when the entire city sees them as dangerous monsters that could stab someone at any time?

Yes, that public perception inflicts profound personal and social harm on individuals living with schizophrenia.

When a mental health condition is broadly conflated with violence, the real-world consequences for the individual are immediate and pervasive:

  • Social Isolation and Stigma: Believing that everyone around them views them as a threat causes intense shame, self-stigma, and alienation. Many people isolate themselves to avoid hostile or fearful reactions, which further harms their mental health.
  • Barriers to Housing and Employment: Pervasive fear leads landlords, employers, and community members to discriminate against people with the diagnosis, making it significantly harder to secure stable housing or meaningful work.
  • Reluctance to Seek Treatment: Fear of being labeled, reported, or forcibly detained causes many individuals to hide their symptoms rather than reach out to doctors, social workers, or family for help.
  • Over-policing and Criminalization: When public perception defaults to fear, mental health crises are more likely to be met with police intervention rather than healthcare or social support, leading to disproportionate criminalization instead of compassionate care.

Most violence associated with schizophrenia occurs when a person is untreated, experiencing a acute crisis, and often alongside substance abuse or severe social isolation. By treating the condition purely as a public safety issue rather than a healthcare issue, society reinforces the very conditions—stigma, isolation, and lack of support—that prevent people from getting the help they need.

An image of a Gentleman Schizo (85% of Schizophrenic people) in a boxing contest with a Monster Schizo a.k.a. a Rourdy Schizo (15% of Schizophrenic people)